DSCR Rental
Rental financing built around property performance.
Debt Service Coverage Ratio (DSCR) financing is underwritten around the property's income rather than personal income documentation. Built for investors growing a rental portfolio.
Who It's For
- Buy-and-hold investors
- Portfolio builders
- BRRRR investors
- Short-term rental operators where eligible
Typical Use Cases
- Rental acquisition
- Rate-and-term refinance
- Cash-out refinance
- Portfolio growth
- Long-term rental
- Short-term rental where eligible
What We Evaluate
- Property income & DSCR
- Market rents
- Property condition
- Borrower entity
- Credit profile
Documents Commonly Required
- Lease
- Rent Roll
- Entity Documents
- Insurance
DSCR Calculator
Estimate the Debt Service Coverage Ratio (DSCR). Enter monthly figures.
Monthly Debt Service
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Estimated DSCR
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Indicator
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Results are estimates only and do not represent an approval, commitment, or offer of financing.
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